Episodes
Thursday Apr 11, 2024
EP 49 - 2024 Spring Housing Market Update - Sebastian Schmoranz
Thursday Apr 11, 2024
Thursday Apr 11, 2024
Spring has sprung and our latest podcast is in full bloom.
Tune in to our latest episode of The Clear Money Mindset, where we provide a spring update on the ever-evolving real estate market of 2024. Joining Ben is special guest Sebastian Schmoranz, a seasoned lawyer from McGregor, Sims, Schmoranz, Hart Professional Corporation based in Kingsville, Ontario.
In this episode we explore current trends in the real estate market. This year looks to be a game changer for real estate, from rates coming down to the return of purchasing conditions. Other things we are musing about include:
Commercial & Private Real Estate
Conditions you should include on your home offer
How to protect yourself from a simple mistake that could cost you thousands
Appraisals, Overbidding and multiple bidders
Investment Property Market, rentals & flipping
Whether you're a first-time homebuyer, a seasoned investor, or a real estate professional, this episode provides you with the latest information that you need to know to navigate the dynamic real estate landscape in 2024.
Thursday Mar 21, 2024
EP 28 - 2023 Tax Update - Josie Hope
Thursday Mar 21, 2024
Thursday Mar 21, 2024
Get ready to dive into the latest and greatest tax updates. Josie Hope, CPA with LJ Business Solutions is talking 2023 taxes with Ben. Some changes that you should know about before you file (which now must be done digitally or else you can incur a hefty fee.) Some of the things we touch on this informative cast include:
Multigenerational home renovation tax credit
Property flipping changes
Changes to the temporary flat rate method for home office expenses
Whether you're a seasoned investor or just trying to stay ahead of the tax game, this episode is packed with invaluable information to help you navigate your 2023 return.
Thursday Feb 29, 2024
EP46 - Life, Health, Wealth - Balance - Andrew Hallam - Part 2
Thursday Feb 29, 2024
Thursday Feb 29, 2024
Continuing the theme of balancing your money so you can live the life you want to live. Part 2 of this inspiring podcast is now streaming. Join Ben and Andrew Hallam, the esteemed author behind the acclaimed personal finance book "Balance” as they continue their conversation about how to spend for happiness, how to invest effectively, how to boost life satisfaction and enhance longevity.
Monday Feb 12, 2024
EP46 - Life, Health, Wealth - Balance - Andrew Hallam
Monday Feb 12, 2024
Monday Feb 12, 2024
How do you define success? Is it lots of money, flashy cars, a dream job, exploring the world or spending time with family and friends?
“Think of success as a four-legged table, with each leg representing a quadrant. Each quadrant depends on the other. If they don’t all play their part equally, the table collapses. If one leg is spindly or cracked, it’s tough to maximize your life satisfaction, no matter how solid you might be in the other quadrants.”
In our latest podcast Ben had the pleasure of chatting with Andrew Hallam, author of the personal Finance book Balance. Andrew is the first person to have a #1 selling finance book on Amazon USA, Amazon Canada and Amazon UAE. Balance is a book about finding the harmony between money management and living a fulfilling life.
In this podcast Andrew talks in depth about the experiences in his life that have helped shape his attitude towards money. His focus and inspiration for this book is about recognizing the things you want in life, and redefining success, using money as a tool to help fund the things in your life that bring you joy and fulfillment.
You will not want to miss this podcast that can help you learn how to master the art of balancing your financial health with your overall happiness.
Thursday Dec 21, 2023
EP 45 - Stockin Around The Christmas Tree
Thursday Dec 21, 2023
Thursday Dec 21, 2023
Tune in to the most financially festive podcast of the season with your favourite financial five. The Team at Davies Financial is at it again for our annual Christmas podcast. Get ready for a sleigh ride of laughs, dad jokes, and all things merry and monetary. This year Ben is joined by the staff of Davies financial where Alicia, Victoria, Melissa, and Andrea tolerate Ben’s jokes on this company mandated Christmas podcast that have them questioning their career choice.
Don’t miss out on the general merriment of:
Dad Jokes
Eggnogonomics
Christmas Trivia
Fun Festive Facts
Grab a cup of Christmas cheer (and whatever you put in it to get it that way), throw your mistletoe outside & get ready to learn while you listen to a podcast that we hope is as fun to hear as it was to make. If it is not, don’t say we didn't warn you.
The Clear Money Mindset & Davies Financial wish all of our listeners and clients a happy and safe holiday season. See you in 2024!
Wednesday Nov 29, 2023
EP 44 - Thinking Critically - Jeff Minaker
Wednesday Nov 29, 2023
Wednesday Nov 29, 2023
Episode Focus: Critical Illness Insurance—This episode provides critical information with expert insights from Jeff Minaker, Account Executive from Empire Life. A great chat on personal finance, as Jeff explains the strategic importance of this coverage.
- 🚀 Elevate your financial knowledge and make informed decisions for you and your family.- 📈 Learn why Critical Illness Insurance is a key player in your financial portfolio.- 🔒 Your greatest asset is yourself, and from a financial perspective, it's your capacity to generate income so you can provide for you and your family.
Thursday Oct 26, 2023
Thursday Oct 26, 2023
In part 2 of this podcast on disability insurance we delve deeper into the different components and reasons for disability insurance. Jamie Kenrick of RBC insurance and Ben continue their discussion and shed some light on this important product.
Thursday Oct 05, 2023
Thursday Oct 05, 2023
On this episode of The Clear Money Mindset we are going to shed some light on the importance of Disability Insurance. Did you know that statistically, 1 in 4 people will experience a disability in their working years?
This episode is dedicated to exploring Disability Insurance, Jamie Kenrick of RBC insurance joins Ben and offers his expert advice as we navigate this critical aspect of financial security that will empower you to protect you and your families future.
Monday Jul 17, 2023
Monday Jul 17, 2023
“Nothing is Certain but Death & Taxes”- Benjamin Franklin
A Will is a great start to an Estate Plan and sometimes a properly done Will is enough, but sometimes a Will is not the best option when it comes to our final planning needs, and it can fall short - leading to a costly and stressful settlement after our death. In today's podcast we have Ashley Harmon, a Lawyer, and Partner with Hogarth Hermiston Severs LLP. Ashley specializes in Estate Planning. Ben and Ashley shine some light on a topic that is not always openly discussed but is important to understand, having a proper plan in place is essential and it can help relieve some of the burdens on your family after you pass away.
Some of the topics include:
➡️The difference between a Will and an Estate.
➡️The scope of a Will.
➡️The various components of Estate Plans.
➡️How and when an Estate plan may be more advantageous than a Will.
➡️The legal considerations of both Wills & Estates.
Thursday Jun 22, 2023
EP 40 - 4 Uses For Life Insurance
Thursday Jun 22, 2023
Thursday Jun 22, 2023
Life insurance as part of your overall investment strategy.
Many people think of life insurance as a product that protects your loved ones in case of your death. We don't always think of using it as an overall investment strategy, but there are some interesting ways you can use life insurance to build and transfer wealth. In this latest episode Ben spills some creative ways that you can use life insurance. Some highlights include using insurance in retirement to optimize your income, using life insurance to offset inheritance taxes on a property, topping off retirement savings and, using life insurance to receive tax deduction or lower taxes on your estate through charitable donations.
The Clear Money Mindset
This podcast aims to give current and relevant information to help you manage your Money. Ben Davies is a Financial Advisor with Davies Financial-Sterling Mutuals Inc. Ben has a passion to see people thriving with their money.
The opinions expressed are those of the participants, are for informational purposes only, and do not necessarily reflect the views or opinions of Sterling Mutuals Inc. Mutual Funds provided through Sterling Mutuals Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.