Episodes
Monday Aug 22, 2022
EP 29 - What to do when a loved one passes away - Josie Hope & Ashley Harmon
Monday Aug 22, 2022
Monday Aug 22, 2022
Losing a loved one is a stressful event; between emotions, finances, family, and final wishes it can be a challenging time to navigate this unfamiliar terrain. There are many things to consider from both a financial and legal perspective - there are at least 87 decisions to make, pieces of information to gather or things to do when someone dies. Today on our podcast Ben is fortunate to be joined by Josie Hope, an accountant with LJ Business Solutions, as well as Ashley Harmon, a lawyer with Hogarth Hermiston Severs LLP, they will be discussing steps you can take before someone passes away, what needs to be done after, as well as tips to help ease the burden that you can put on your loved ones in the event of death. If you have ever had to act as an executor, you know the importance of an accountant and lawyer as you work to settle a final estate.
Thursday Jul 28, 2022
Thursday Jul 28, 2022
Lending Dollars & Saving Percents - Part 2
Rob Zanet of Axiom Mortgages continues his conversation with Ben as he provides more professional insight into the mortgage world. In the second part of this 2 part podcast Rob discusses his experiences with re-financing (this may be a big trend over the next few years), private mortgages, stress tests, and much more including variable versus fixed mortgages.
Monday Jul 11, 2022
Monday Jul 11, 2022
A podcast that really hits home (owners).
With the cost of housing going up, those who are looking to buy a home (or refinancing your current home) must work hard to save money. This is where the mortgage broker – a professional whose job is to find you the best mortgage rate, enters the conversation. Rob Zanet of Axiom mortgage walks you through what you need to know in part one of this 2-part podcast including:
The benefits of using a Broker.
Sources that Brokers can use.
What are the types of lenders and should you be concerned about “lesser known” lenders.
How Brokers are compensated.
Tips and Advice that could save you thousands in interest.
Rob Zanet and his wife Sandra have collectively over 50 years of mortgage experience in Windsor & Essex Country and currently operate Axiom Mortgages that locally has 2 offices located in both Tecumseh and Leamington.
Monday Jun 20, 2022
EP 26 - The Bottom Line - How Biases Affect Your Behavior - Alex Nguyen
Monday Jun 20, 2022
Monday Jun 20, 2022
Investor emotions have a big impact on investor behavior. That can often lead to making the wrong decisions a the wrong time. This can affect how we react in both up and down markets. Our first podcast in 2020 was about navigating our emotions in investing. We want to revisit that today. 2022 continues to be a tough year. We want to look into how the right mindset can have an impact on our investments.
Friday Jun 03, 2022
EP 25 - Chris Martin - Cyber Security - Part 2 - Protect Yourself
Friday Jun 03, 2022
Friday Jun 03, 2022
What would you do if we told you that your “Very Strong” password could be figured out within an hour with no other information about you and if small amounts of information are known it can be minutes or seconds? Many people are unaware of seemingly innocent ways you give your information and how that may make you very susceptible to online hackers. You may be at risk if:
Any of y0ur p@$$w0rd$ l00k l!k3 Th!S.
You have used any password or part of a password more than once.
You use words, patterns, or personal information in your password.
You use verification questions that are easy.
We also discuss:
Are call phone biometrics safe/secure?
How to protect your account and information.
Why 2-way authentication is so important (tip, you can set this up in your Sterling portal) .
In the second and final part of this two part podcast Ben continues his talk with Chris Martin – Staff Software Engineer with Mozilla Firefox as they discuss the password debacle and gives some suggestions on how you can increase your security in the online world.
Friday May 13, 2022
EP 24 - Chris Martin - Cyber Security - Part 1 The Truth About Hacking
Friday May 13, 2022
Friday May 13, 2022
What does a modern hacker look like? Many of us have a picture of a person sitting in the dark surrounded by computers and monitors **cue suspenseful music and typing sounds**but this is no longer the face of hackers. You may be surprised at how susceptible each of us can be if we are ever chosen as a target for what has become a lucrative and profitable industry. Today Chris Martin – Staff Software Engineer with Mozilla Firefox educates us on some ways that hackers use everyday exploits to try and gain access to our information. This podcast is not meant to scare but to inform and make use more conscious of the decisions we make surrounding technology and how we access computers. It will take place over 2 parts; the first part will be Chris taking us through some historical accounts of hacking and ways that hackers used a variety of tactics to gain access to companies and information. Be sure to stay turned for part 2 where Chris walks us through simple ways to protect ourselves.
Friday Mar 25, 2022
EP 23 - The Reality Of Realty- Sebastian Schmoranz Pt. 2
Friday Mar 25, 2022
Friday Mar 25, 2022
The Reality of Realty version 2.0 - the second half of our podcast episode explores more inside information from a professional in the real estate industry. If you are planning on buying or building this is a MUST listen, some topics we discuss are:
- The importance of credit monitoring- The problem with pools and how to protect yourself- What your Real Estate Lawyer does and why it is important- Home warranty tips and tricks
Thank you to Sebastian Schmoranz, Managing Partner at McGregor, Sims, Schmoranz Law Office
Thursday Mar 17, 2022
EP 22 The Reality Of Realty - Sebastian Schmoranz - Pt1
Thursday Mar 17, 2022
Thursday Mar 17, 2022
For many, buying a home is a daunting experience. In this sellers market it can feel like you are rushed into something you do not fully understand, but you feel the need to act quickly. It would be great if before we got into the housing market, we could sit down and chat with a professional with a ton of knowledge of the industry and get an idea of how buying or selling a home works, and the things to be careful of.
Todays podcast is exactly that. We will begin a two part series with Sebastian Schmoranz, Managing Partner at McGregor, Sims, Schmoranz Professional Corporation.
Sebastian obtained his Bachelor of Arts (Hons.) in French & Business from the University of Waterloo in 2009. He graduated from Western University's Juris Doctor program in 2013 and was called to the Ontario Bar in 2014. He began his career at a large Bay Street firm which helped him develop a strong work ethic and the ability to solve complex problems while under pressure. He came home to practice law in Kingsville in 2016 and purchased the firm from Terrence L. Sims in 2020.
In this and the following podcast Sebastian will walk us through all things Real Estate, and give us a sense of the market conditions today. In this insightful discussion Sebastian walks us through the Real Estate process from beginning to end and gives some great insight for any who are looking to get into the market.
Law Office | McGregor, Sims, Schmoranz Law Office | Ontario (msslawyers.ca)
Monday Feb 28, 2022
EP 21 - Navigating The Crisis In Ukraine
Monday Feb 28, 2022
Monday Feb 28, 2022
I wanted to share some thoughts on Ukraine, and how the crisis there is affecting the markets. We want to be careful to acknowledge that our thoughts and prayers are with the people of Ukraine. The trouble of navigating investments during this time pales in comparison to what the people there are going through.
We have also issued a newsletter on this topic, it can be found at the link below.
Global Uncertainty & Your Investments
Tuesday Feb 01, 2022
EP 20 - Time to Talk Taxes Update 2022 - Josie Hope
Tuesday Feb 01, 2022
Tuesday Feb 01, 2022
It is 2022 and tax time is just around the corner. We want to give listeners a heads up on any changes and give them some tips as they prepare for tax time. So we have invited Josie Hope back on to the Podcast. Josie is a Chartered Professional Accountant who has over 10 years of experience working at the CRA.
Josie Hope, CPA, CMA is a Partner at LJ Business Solutions. More information on Josie can be found at Income Tax | Bookkeeping | LJ Business Solutions | Ontario (ljbizsolutions.com)
The Clear Money Mindset
This podcast aims to give current and relevant information to help you manage your Money. Ben Davies is a Financial Advisor with Davies Financial-Sterling Mutuals Inc. Ben has a passion to see people thriving with their money.
The opinions expressed are those of the participants, are for informational purposes only, and do not necessarily reflect the views or opinions of Sterling Mutuals Inc. Mutual Funds provided through Sterling Mutuals Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the simplified prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.