The Clear Money Mindset

The final update of our Fall 2021 Market Update Mini Series comes from Christian Tucci, District Vice President of Manulife Investment Management. He gives insight about Manulife’s fund managers, their partners at Mawer, inflation risk, ‘boring investing’ and what happens next on the road to recovery.

Learning how to ‘bear’ with a ‘nervous bull’ Market. 
Continuing our 2021 Fall Market update mini-series we speak with Derek Reinhart, District Vice President, Sales at CI Global Asset Management. He and Ben discuss the outlook on current and future markets. Derek gives us a sneak peek into the minds of some of CI’s fund managers, their take on the current volatility, inflation, as well as the 'nervous bull market.' 

We are heading into the fall, soon enough it will be Christmas. This year has been another year of ups and downs for sure, but it still seems to have flown by.
So many people are wondering what is next for markets and the economy. We have had a lot of phone calls lately, you are wondering what the next phase in the recovery looks like. And you should, if you are invested, its your money, you should care.
So, we are doing something new. 3 Podcasts over 1 week, giving you three different fund companies perspectives on the markets. We will start off with Ogi Todorovic from Fidelity Investments, he will let us know Fidelity's current outlook on the final months of 2021 as well as a look into 2022. Keep your open for the next two interviews within the 7 days.

Today, Ben will let you in on some of the upcoming podcasts before the end of the year.
We also take a quick look at market conditions, and review some things to keep in mind as the market experiences a bit of volatility.

For years we have been talking about interest rates eventually rising, but its now starting to look more like a reality. On top of this is threat of inflation, the prices of many things are starting to rise. These two things put a bigger and bigger squeeze on our income. Now is the time to start taking debt seriously and working hard to paying off debt while rates are still low. We want to make sure our hard earned money makes it into our pockets and that we are not giving $1,000's of dollars away in interest because of bad planning. So lets talk about at the Canadian debt situation, and things you can do to reduce your debt burden.

Even with things slowing down over the last year, people are still incredibly busy. There is only so much time in a day, and there seems to be very little time to focus on our financial fitness.
 
Today we will talk with Josie Hope, CPA, CMA as she walks us through some ways we can stay financially fit, in a fast paced world.
 
BIO
Josie is an accountant and a co-founder of LJ Business Solutions. She is also a fitness professional. Josie blends her passions for fitness and finance by educating and empowering others to create healthy habits to optimize their physical and financial health.
 

Over the last year we have all looked for ways to support local business. This has led us to discover local companies we didn't even know existed. One great Local story is our Mutual Fund Dealer, Sterling Mutuals. They happen to be the only National Mutual Fund dealer that is Located in Windsor Ontario.
Sterling has a unique story and perspective on the Industry. Today we will talk with Nelson Cheng the founder & CEO of Sterling Mutuals. We will discuss how Sterling began and the national success this local company has become.
 
Chief Executive Officer
As the founder of Sterling Mutuals Inc. in 1996, Nelson entered the mutual fund industry in 1987 where he assisted in building one of the largest financial planning offices in the Windsor area. Nelson's background as an advisor represents a key asset to the firm, as he is thoroughly familiar with the day-to-day realities faced by Sterling's advisors. Nelson's inherent understanding of the needs of advisors, along with his natural talent for computer programming, have also been instrumental in helping him to build Sterling's robust back-office software system.

Tax time is in full swing. Many could already have their tax refund cheque, others waiting for theirs, some of us owe.
If you are expecting to get a decent tax return cheque this year, it is a good idea to make a plan for that money before it gets here, and a 75" TV magically appears on your wall.
It is not hard to spend a big cheque, especially if you have no plan.
Today we want to talk about some things you could do with your tax refund to help improve your financial situation.

The world is changing, and innovation is at an all-time high. Life is now happening in your living room and the world around is being driven by innovation. The necessity for contactless and secure technology services has left no industry untouched. In today's episode of The Clear Money Mindset we are going to look at some of the exciting new developments at Davies Financial/Sterling Mutuals Inc. 
We will be discussing the Market Outlook for 2021 and we are also going to be giving some tips on how to use an RRSP to make the most of your 2020 tax return. 

2020 has been taxing on families and businesses, but its also been hard for charities. This time of the year you would expect to walk into a mall and see a smiling facing ringing bells reminding you to consider giving to those in need.
You could argue that this is a year where charities are greatly needed, but this will also be a year where they may receive less donations than usual.
 
We want to walk through some of the tax benefits of a Charitable donation and the different ways you can support your favorite charity this holiday season.
www.canada.ca/en/services/taxes/charities