The Clear Money Mindset

EP 18 - A Very Davies Christmas Special

The Davies Financial team is taking on Christmas in this special podcast. Ben, Andrea & Victoria are talking fun stats, eggnog, and all things holidays in this round table discussion. This podcast addresses all of the questions you did not know that you had including:
 
Do you how many tons of turkey are produced in Canada?
What do you know about the lucrative Christmas tree industry?
Who at Davies Financial is on the naughty or nice list? 
 
Grab yourself a bowl of fish soup, crack some eggs into your mug and chew a stale candy cane because this podcast is a must listen and is sure to help to put the HA in HAppy holidays. 
 
A Very Davies Christmas Special - Davies Financial

EP 17 - Control Your Cashflow, Control Your Future w/ Jesse Mecham, Founder/CEO of You Need a Budget (YNAB)

Today we have a very exciting show. Call it what you want budget, spending plan, cashflow management. We have come up with all sorts of fancy and less abrasive ways of talking about the need to plan how we spend our money.
Life is busy, and managing spending can be a challenge.
 
If you are like most people, and you struggle to find a way to plan your spending each month, this episode is for you.
 
We are going to be talking budgeting with Jesse Mecham.
BIO
Personal finance expert, speaker, and business leader, Jesse Mecham is the Founder of You Need A Budget (or YNAB if you are very busy and important). Jesse hosts the You Need A Budget Podcast, the Beginning Balance Podcast and is the Wall Street Journal best-selling author of, You Need A Budget. (He’s nothing if not consistent!) A self-proclaimed “recovering CPA,” he is deeply passionate about teaching individuals, families, and business owners YNAB’s Four Rules to help them gain total control of their money. Jesse first developed the YNAB method and original spreadsheet as a broke, newly married college student who really needed a budget. In an attempt to make an additional $300/month to cover rent, he sold his spreadsheet online and YNAB was born. Since 2004, the software has grown into a leading personal finance platform and has helped hundreds of thousands of people break the paycheck-to-paycheck cycle, get out of debt, and save more money. Now, YNAB has a growing team living and working all around the world, and has built a thriving remote culture that earned recognition as Fortune’s #1 best small company to work for. (YNAB was doing remote work before it was cool!) When not teaching people how to budget, Jesse loves gardening, woodworking, marksmanship, and travel. He also spends a good bit of time with his wife and the seven small people that live in their house. To learn more, visit www.youneedabudget.com.

Ep.16 - 2021 Market Update Series - Pt. 3 Christian Tucci - Manulife Investments

The final update of our Fall 2021 Market Update Mini Series comes from Christian Tucci, District Vice President of Manulife Investment Management. He gives insight about Manulife’s fund managers, their partners at Mawer, inflation risk, ‘boring investing’ and what happens next on the road to recovery.

Ep.15 - 2021 Market Update Series - Pt. 2 Derek Reinhart - CI Investments

Learning how to ‘bear’ with a ‘nervous bull’ Market. 
Continuing our 2021 Fall Market update mini-series we speak with Derek Reinhart, District Vice President, Sales at CI Global Asset Management. He and Ben discuss the outlook on current and future markets. Derek gives us a sneak peek into the minds of some of CI’s fund managers, their take on the current volatility, inflation, as well as the 'nervous bull market.' 

Ep.14 - 2021 Market Update Series - Pt. 1 Ogi Todorovic - Fidelity Investments

We are heading into the fall, soon enough it will be Christmas. This year has been another year of ups and downs for sure, but it still seems to have flown by.
So many people are wondering what is next for markets and the economy. We have had a lot of phone calls lately, you are wondering what the next phase in the recovery looks like. And you should, if you are invested, its your money, you should care.
So, we are doing something new. 3 Podcasts over 1 week, giving you three different fund companies perspectives on the markets. We will start off with Ogi Todorovic from Fidelity Investments, he will let us know Fidelity's current outlook on the final months of 2021 as well as a look into 2022. Keep your open for the next two interviews within the 7 days.

EP. 13 - Staying Focused, Staying Invested

Today, Ben will let you in on some of the upcoming podcasts before the end of the year.
We also take a quick look at market conditions, and review some things to keep in mind as the market experiences a bit of volatility.

EP 12 - The Low Down On How To Get Your Debt Down Low

For years we have been talking about interest rates eventually rising, but its now starting to look more like a reality. On top of this is threat of inflation, the prices of many things are starting to rise. These two things put a bigger and bigger squeeze on our income. Now is the time to start taking debt seriously and working hard to paying off debt while rates are still low. We want to make sure our hard earned money makes it into our pockets and that we are not giving $1,000's of dollars away in interest because of bad planning. So lets talk about at the Canadian debt situation, and things you can do to reduce your debt burden.

EP 11 Financial Fitness In A Fast-Paced World

Even with things slowing down over the last year, people are still incredibly busy. There is only so much time in a day, and there seems to be very little time to focus on our financial fitness.
 
Today we will talk with Josie Hope, CPA, CMA as she walks us through some ways we can stay financially fit, in a fast paced world.
 
BIO
Josie is an accountant and a co-founder of LJ Business Solutions. She is also a fitness professional. Josie blends her passions for fitness and finance by educating and empowering others to create healthy habits to optimize their physical and financial health.
 

CMM EP 10 - Local Investment Matters w/Guest Nelson Cheng - CEO Sterling Mutuals Inc.

Over the last year we have all looked for ways to support local business. This has led us to discover local companies we didn't even know existed. One great Local story is our Mutual Fund Dealer, Sterling Mutuals. They happen to be the only National Mutual Fund dealer that is Located in Windsor Ontario.
Sterling has a unique story and perspective on the Industry. Today we will talk with Nelson Cheng the founder & CEO of Sterling Mutuals. We will discuss how Sterling began and the national success this local company has become.
 
Chief Executive Officer
As the founder of Sterling Mutuals Inc. in 1996, Nelson entered the mutual fund industry in 1987 where he assisted in building one of the largest financial planning offices in the Windsor area. Nelson's background as an advisor represents a key asset to the firm, as he is thoroughly familiar with the day-to-day realities faced by Sterling's advisors. Nelson's inherent understanding of the needs of advisors, along with his natural talent for computer programming, have also been instrumental in helping him to build Sterling's robust back-office software system.

EP 9 - What To Do With Your Tax Refund

Tax time is in full swing. Many could already have their tax refund cheque, others waiting for theirs, some of us owe.
If you are expecting to get a decent tax return cheque this year, it is a good idea to make a plan for that money before it gets here, and a 75" TV magically appears on your wall.
It is not hard to spend a big cheque, especially if you have no plan.
Today we want to talk about some things you could do with your tax refund to help improve your financial situation.